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An Annuity Is an Investment Before I get into my opinion let’s first establish an understanding. When I refer to Veterans benefits, I am referring to the special improved pension that most folks know by “VA Aid and Attendance.” Let’s also understand that annuities are investments and as such have a place in one’s investment…

It’s a fact. Everybody knows that many elder seniors can only remain in their homes with help. It might be help with general upkeep, or financial matters,  or it might be for personal assistance items like help with bathing or preparing meals. What if Mom pays a neighbor or daughter to help her and some…

I thought this article was timely and important enough to share with all Elders and visitors, even though it is not a Medicaid issue.  It is something our elders should know about from experience and want to share with their family. I have added some comment in the body to tie in the story with…

Continuing in our irregular series on dementia during Alzheimer’s Awareness month, I offer a quick screen  to help you with the question of possible dementia of a family member. When we are confronted difficult behaviors of an aging spouse or parent, we want to find out what’s wrong and get help. Perhaps the biggest problem…

There are zillions of articles on retirement saving, but one point that is always overlooked is the high cost of living as an elder. I’ve worked with clients dealing with aging issues for over 30 years. I developed a rule of thumb that goes like this. In retirement the decade of the 60’s is about…

  Summary: compulsory arbitration is a growing threat to elders and consumers in general. It is often best to try to avoid signing contracts that have compulsory, pre-dispute arbitration clauses. But, that may be impossible unless Congress changes the law. Until then do not give your durable power of attorney agents authority to agree to…