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The dream of the Alzheimer’s patient: reversal of memory loss. There was an enticing report in 2014 that memory loss could be reversed. These were cases of what some called “type 3 diabetes.” In some patients improper processing of carbohydrates led to loss of cognitive function. In those patients improved diet and exercise restored memory…

One might think applying for Medicaid to pay for the nursing home would be pretty straightforward.  “We spent the money, so now we apply, right?”  No, not right.  First you have to prove you don’t have excess assets and  “assets” include more than money.  And then you have to prove that within the five years…

What has happened over summer of 2024. Repeal of Medicaid Estate Recovery The long-awaited reintroduction of the bill to terminate Medicaid Estate Recovery was introduced by Chicago area Rep, Jan Schakowsky in March and was met with great encouragement from the press.  The New York Times had an excellent article on the evil of Medicaid Estate…

Hello friends, If you review our website you know that for Years I have been posting about the injustice of families afflicted with Alzheimer’s Disease or other dementia who will lose their home if they ask their government for a bit of help.  If they won the “Genetic Disease Lottery” they would have gotten a…

No. When a parent or spouse is diagnosed with Alzheimer’s invariably somebody will give advice: “You need to hide her assets.” Here are two reasons why that is a bad idea.  What are you hiding the assets FOR?  So she can go to a nursing home?  Check out nursing homes and see if you want…

I’ll get right to the point.  There are two reasons to have a trust: 1) You; 2) your Stuff. Question: What is more important to you, You or your Stuff? I think you can see why I find it very curious that all articles on trusts for retirees deal with their stuff.  What about You?…