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Similar Posts
Post-Hospital Rehab – Your Medicare Advantage Plan has Huge Co-pays and Deductibles!
Many healthy seniors choose a low monthly payment for a Medicare Advantage plan. But when a health emergency strikes -say a broken hip that requires post surgery rehab – the co-pays and deductibles can be horrific! But, you can change your plan without waiting for the end of year open enrollment. A little known provision…
A brief note on choosing a Medicare plan.
Obvious first step? Go to Medicare.gov if you are just beginning your investigation: https://www.medicare.gov/basics/get-started-with-medicare/using-medicare/helpful-tools Want to talk to someone who is not a “salesman”? Call 1-800-MEDICARE (1-800-633-4227) Traditional Medicare or Medicare Advantage? Rule of Thumb If you are a “young” healthy Medicare beneficiary, you likely would choose a Medicare Advantage plan with all the “free”…
Therapy Can Reduce Agitation of Alzheimer’s Patients
One of the big stressors for mid-stage Alzheimer’s patients and their caregivers is the inability to do daily routines such as getting dressed. Anybody who has been a daily caregiver for a person with Alzheimer’s knows how the frustration results in a host of difficult behaviors. A therapist can help. We have written before about…
The Government Wants Your House (Medicaid Estate Recovery Update)
Sorry about the yellow journalism headline, but that’s the way it’s going these days. Driven by that lovable low-tax fever, Michigan is aggressively pursuing homes of deceased nursing home Medicaid recipients. Actually they want you to sell it and give them the cash. Yes, it is true even though you paid your taxes and…
A Five Minute Dementia Rating Screen
Continuing in our irregular series on dementia during Alzheimer’s Awareness month, I offer a quick screen to help you with the question of possible dementia of a family member. When we are confronted difficult behaviors of an aging spouse or parent, we want to find out what’s wrong and get help. Perhaps the biggest problem…
Medicare Advantage: High out of Pocket Costs, Deductibles and Emergency Visits – Look Out!
Many healthy seniors choose a Medicare Advantage plan with high out of pocket costs and high deductibles. This is quite understandable for someone who does not have a chronic medical condition and has “not seen a doctor in years.” But, they may get hit hard if they visit the hospital emergency department with a routine…