We had a Great! couple of programs concerning Alzheimer’s Disease covering medical, legal and practical subjects. It was a pleasure to work with Doctors LeMere and Taylor and the Alzheimer’s Association. The attendees received “must know” medical, legal and practical information and learned what to do right now. We still have some handouts and information leftover. Give us a call if you are interested. For more information on the Alzheimer’s Education Program click here
Looking for a nursing home? This is something you will really appreciate. Check out our newest service: a handy map of nursing homes in the Metro-Detroit area, with Medicare ratings! Click here for map.
Who do we help? We help elders retain independence and control in the face of the challenges of aging, be that temporary incapacity due to a medical condition or long term care. We help aging parents authorize their children to manage their business and medical affairs. We help spouses and families choose a good nursing home and pay for it without going broke.
Here are some examples: We help Children of Aging Parents with the advice and legal documents they need to carry out their parents’ wishes and take care of their needs. We help child or relative Caregivers navigate the legal maze and legal problems including prosecution for vulnerable adult abuse. We help families to get a good nursing home, apply for Medicaid for long term care and keep a lifetime of savings. Look around our website and you will find a wealth of useful information. We will be pleased to help you out. Just call for an appointment.
We had a very well attended and successful program on Alzheimer’s Disease in Livonia and Southfield. We’ve done the program before and there is one continuing lesson I want to share with you. I offered to review any attendee’s “estate planning” documents from the point of elder law, not “death and taxes.” The distinction is that elder law focuses on life issues and the “death and taxes” approach only considers property distribution after death. Of course an elder law focused plan must, and does, include a will or a trust to carry out your wishes for property distribution.
Many folks have taken me up on the offer to review their existing “estate planning’ documents. I focused on their trusts and powers of attorney. In every case the documents did not grant complete authority to take care of all matters of the client. I had the following report:
They were all inadequate.
What did that mean? That failing could force anybody into life-long probate – guardian or conservator. And that means that the probate court is in charge of every facet of your life. Where you will live, what medical treatment you will receive is all under the control of the guardian. All your finances will be in the public record. The conservator will file and inventory of your property and will file an account every year. The account will detail every dollar that you got and every expenditure that was made on you. Attorneys fees for the public hearings may run into the thousands of dollars.
I’ll give you a practical example: if a husband is in a nursing home his wife may have to spend over $50,000 in nursing home bills and attorney fees before the probate court will give her permission to withdraw from his IRA. And, on top of that, the court may open a conservator file and put all of his assets under probate supervision till he dies.
All of that is easily avoidable.
All you have to do is have your legal documents tailored to fit your needs. You can be in control even when you must rely upon others to help you. So if you are at all concerned about aging and your long term care needs, just give us a call and let’s get your protection started!
See our Aging Parents Tip Sheet filled with information to make you an empowered advocate and help you avoid expensive mistakes.More Here”
Be sure to check Jim Schuster’s speaking schedule and how to request Jim Schuster to speak to your group.